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Mobile Home Refinancing - Loan Refinance - Mobile Home Loans
Mobile Home Refinancing - Loan Refinance - Mobile Home Loans
Mobile Home Financing - Manufactured Home Loans - Mobile and Manufactured Home Refinancing
NO INITIAL CREDIT CHECK -- NO SENSITIVE INFORMATION -- FREE REQUEST
Our polite, professional and efficient staff has decades of experience providing manufactured home financing and manufactured home
refinancing loan options to many thousands of satisfied customers with superior service second to none.  We are a direct source for
manufactured home mortgage loans, manufactured home mortgage refinance, manufactured home mortgage rates and manufactured home
equity manufactured home mortgage refinancing loan programs.  We also specialize in options for mobile home refinancing, mobile home
loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide.  
Your request gains access  to manufactured home purchase loans and manufactured home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
Refinancing for Mobile Home, Refinancing a Modular Home, Refinance a Mobile Home Loan, Refinancing for Manufactured Homes
Mobile Home Loans - Financing Loans - Mobile Home Loans - Refinancing Loans
Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity
Q. Is single wide or double wide financing or refinancing available for homes
in parks, on leased,  family land, or land where the deed or mortgage is
separate from the home?
A. Yes!  These are "home only" or "chattel" loans, and there are excellent
rates and terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of
deed or mortgage?  
A.  Yes!  In most states purchase and refinancing is available, sometimes
with extra equity cash available for debt consolidation or home
improvements depending on the home value. These are “land/home
packages.”  Certain conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten
the loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  
Self-employed borrowers need two years tax returns showing sufficient net
income to support debt. Minimum credit guidelines apply.  Each situation
is different, and loan types depend on several factors--year, make, home
value, land value, credit history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down
payments. Also, a shorter term often shows better rates and the greater savings.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the
home the more likely equity cash will be available.  Pre-1977 in California.
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
Nationwide Financial Services  
MOBILE HOME PURCHASE AND REFINANCE
Top Frequently Asked Questions
"Where Great Rates, Great Programs and Customer Service Meet"
Mobile Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.      
 More Information FAQ
Mobile Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Mobile Home Refinancing - Loan Refinance - Mobile Home Loans
FHA JUMBO LOANS - Start Here!
($417,000 UP TO $625,550)
Need a loan between $417,000
and $2,000,000?  Need flexible rates
and terms?  Need quick turn-around
for your jumbo purchase or refinance?
Manufactured, Modular and Mobile Home Loans
Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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